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Simple language

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Real Estate Maryland-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. What items go into the seller's credit column and the buyer's debit column when calculating prorations?

A) Prepaid property taxes
B) The buyer's loan amount
C) Unpaid property taxes
D) Home inspection fees

2. Jillian has a loan-to-value ratio of 90/100. This means-

A) She is putting 10% down, with 90% being pulled from her IRA.
B) Her loan is 90% of the value of the real estate used as collateral and she is putting 10% down.
C) Her loan is 10% of the value of the real estate used as collateral and she is obtaining a second mortgage for 90%.
D) The property is only worth 90% of the amount loaned.

3. What's a foreclosure?

A) A sale that fails to receive a high enough bid at auction and then falls to the bank's ownership
B) The sale of a property when the market value of the home is less than what is owed, plus closing cost
C) The forced sale of a property due to the borrower defaulting on the mortgage loan
D) A property sale that occurs in less than one week

4. Local real estate developments, such as a new subdivision, will likely impact the ______ most.

A) The economic health of a city 200 miles away
B) The passage of federal legislation
C) The aesthetics of a community
D) The neighboring states

5. Which of the following is one of your duties as a listing agent?

A) Promote your client's interests throughout the entire transaction.
B) Hold confidential all facts from the buyer, even material facts.
C) Secure a profit for your client.
D) Disclose material facts to the seller only.

Solutions: