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Real Estate New-Jersey-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A married couple is planning to purchase a house that costs $86,000. If they obtain a 60% loan and the lender charges a 2.5% loan origination fee and 0.5 discount points, what is the cost of these expenses?

A) $1,548
B) $1,290
C) $2,150
D) $2,580

2. Are electronic signatures enforceable on a real estate contract?

A) No, because they are only allowed on deeds.
B) Yes, because they are legal in real estate transactions.
C) No, because they must be signed and witnessed.
D) Yes, because they are allowed by the federal government.

3. When buyers move into their new house, they see that the ceiling fan in the dining room is gone. The ceiling fan was not mentioned in the offer to purchase. Did the sellers have the right to take the ceiling fan?

A) No, because it was a fixture in the house.
B) Yes, because it was the sellers' personal property.
C) Yes, because it was not referenced in the contract.
D) No, because it was chattel.

4. Which action would be allowed according to the Federal Fair Housing law?

A) Broker A meets a new Hispanic buyer client. Broker B just sold a handful of condos to other Hispanic buyers in the Kentwood neighborhood, so broker A suggests the new buyer might be comfortable in that neighborhood.
B) A broker informs a potential seller that there is an influx of immigrants snatching up rentals in the neighborhood, so this would be a good time to sell.
C) A landlord receives a rental application from a prospective tenant, who came from Russia a few years ago to attend the local university. The lender denies the rental application after asking for the prospective tenant's visa and determines that it expires in 3 months.
D) A lender receives notice that a loan application submitted on behalf of a client has been denied. The lender knew the borrower was well qualified, but is told that area is off limits for new loans because of its crime rate.

5. A broker maintains a real estate agency and terminated two salespersons. In this situation, the broker is REQUIRED to take all the following actions with regard to these two salespersons EXCEPT:

A) pay any undisputed compensation due within ten days of the broker's receipt of such funds.
B) permit them to remove original sales or listing contracts from the broker's office.
C) provide each with a written accounting of all monies due each salesperson.
D) abide by the post-termination compensation clause contained in their employment agreements or provide a written explanation for not doing so.

Solutions: